noveltoon logo noveltoon
Love at First Login

Chapter 34

Ch. 34 / 255 May 14, 2026

Danny’s POV

The electric bill arrives on a Tuesday, and I learn that guilt has a dollar amount.

One hundred and forty-seven dollars. For a studio apartment the size of a generous parking space, where the only appliance we use consistently is a radiator we can't turn off.

I add it to the spreadsheet I've been building on my laptop — the one I open at 3 AM when Nora's asleep and the numbers won't stop running laps inside my skull.

Rent: eight-fifty. Electric: one-forty-seven. Gas: sixty-three. Groceries: two hundred if we're careful, which we are, which means rice and eggs and whatever protein is on sale at the bodega downstairs.

My phone bill. Her phone bill. The minimum payment on Mom's medical debt that I've been covering since I was eighteen because someone has to, and there's no one else.

The math doesn't work. I've run it six times. The math does not work.

My garage shifts bring in about fourteen hundred a month if the jobs are steady, which they aren't always. Nora started at the local library three days ago — minimum wage, twenty hours a week, shelving books and checking out romance novels for women who look at her like she's one bad decision away from being a cautionary tale.

Her first paycheck won't land for two weeks. Combined, once we're both at full capacity, we'll clear just enough to cover rent and utilities with a margin so thin you could floss with it.

Groceries come out of whatever's left. Savings don't exist. Emergency fund is a concept I've seen other people have, like vacation homes and dental insurance.

I close the laptop and stare at the ceiling. The water stain that looks like Florida stares back, unimpressed.

Nora shifts in her sleep beside me, one arm flung across my chest, her face pressed into the pillow. Her hair smells like the cheap shampoo we bought in bulk — not the stuff she used to use, the kind that probably cost more per bottle than our weekly grocery budget.

She never mentions it. Never compares. Never once has she looked at our life and measured it against the one she left.

Which makes the weight in my chest worse, not better.

She left everything. The trust fund access, the safety net, the world where broken radiators don't exist because someone is paid to fix them before you even notice.

She walked away from white columns and manicured hedges and a father who would've handed her the world if she'd just stayed in her cage.

And what did I give her? A mattress on the floor and a spreadsheet that doesn't balance.

I'm still staring at the ceiling when my phone buzzes at seven. Nora's alarm. She reaches across me to silence it, her body warm and heavy with sleep, and mumbles something into my shoulder that might be "five more minutes" or might be a death threat. Hard to tell with her before coffee.

"Morning," I say.

"Lies." She burrows deeper. "It's still dark. Morning hasn't happened yet."

"You've got the library at eight."

A groan that comes from somewhere primal. She peels herself off the mattress with the enthusiasm of someone walking toward a firing squad, and I watch her pad to the bathroom in my t-shirt and nothing else, her hair a disaster, her eyes barely open.

Twenty minutes later she's dressed and functional, or at least impersonating functional.

She grabs the coffee I made — the good stuff from Mrs. Delgado's bodega, the one luxury I refuse to cut — and takes a long sip while leaning against the kitchen counter.

"I picked up a shift at the diner tonight," she says. "Six to close."

My hand tightens around my own mug. "You're already doing five library shifts this week."

"And now I'm doing five library shifts and a diner shift." She says it like it's nothing. Like scheduling herself for fourteen hours of work in a single day is a casual lifestyle choice and not a slow-motion act of self-destruction.

"Patty said they need someone for the late rotation. The tips are better after nine."

"Nora—"

"Don't." She holds up a hand. The word is gentle but the wall behind it isn't. "I saw the spreadsheet, Danny."

My stomach drops. "When?"

"Last night. You fell asleep with the laptop open." She takes another sip of coffee, watching me over the rim. "The math doesn't work. I know. So I'm fixing it."

"By working yourself into the ground?"

"By contributing. The way adults do when they live in an apartment that costs money." She sets down the mug with a clink that sounds final. "I'm not a charity case. I'm your partner. Let me act like it."

The words should make me feel better. They don't. They land in the hollow space behind my ribs and rattle around with all the other things I can't fix — the spreadsheet, the bills, the nagging certainty that I dragged her into a life she deserves better than.

She leaves at seven-forty-five. I watch from the window as she crosses the street below, her jacket pulled tight against the cold, her sneakers hitting the pavement with a rhythm I've memorized.

The sneakers are wearing through. I noticed last week — the sole on the left one is separating at the toe, flapping slightly with each step. She hasn't mentioned it. She won't.

Those sneakers are a hundred-dollar problem in a life where a hundred dollars doesn't exist.

I grab my keys and head to the clubhouse.

The garage is cold, the space heater doing its best impression of uselessness in the corner.

I find Raf elbow-deep in a transmission rebuild, his radio blasting something in Spanish that his grandmother would approve of.

"You look like shit," he says without looking up.

"Heartwarming. Thanks."

"Seriously, man." He surfaces, wiping his hands on a rag. "You've got that face again. The one where you're doing math in your head and losing."

I drop onto the workbench stool and pull out my phone, the spreadsheet already open. Raf glances at the screen, then at me, then back at the screen.

"You're tracking grocery expenses by category?"

"Produce was eleven percent over budget last week."

"Danny." He sets down the rag. "You're tracking the price of bananas."

"Bananas are fifty-nine cents a pound and we ate four dollars' worth last week. That's a six-point-seven-banana-per-week consumption rate, which is—"

"Insane. The word you're looking for is insane." He leans against the workbench, arms crossed. "Talk to me. What's really going on?"

The fight drains out of me like someone pulled a plug. I stare at the spreadsheet — the neat rows, the color-coded categories, the formula I built to calculate our monthly shortfall down to the penny.

Two hundred and twelve dollars. That's what we're short every month. Two hundred and twelve dollars between surviving and drowning.

"She picked up a diner shift," I say. "On top of the library. She's going to work fourteen hours tomorrow and come home smelling like grease and her sneakers are falling apart and I can't—"

My voice catches. I clench my jaw until it passes.

"She gave up everything, Raf. Everything. And I can't even keep the lights on without her working herself to death."

Raf is quiet for a moment. He reaches over and closes my laptop with a gentle click.

"You know what she'd say if she heard you right now?"

"Probably something about not being a charity case."

"Exactly." He taps the closed laptop. "She didn't leave her family for you, Danny. She left for herself. You just happened to be standing on the other side of the door."

He pushes off the workbench. "Stop calculating what she lost. Start counting what she chose."

"That's very inspirational. You should write greeting cards."

"And you should stop staring at spreadsheets at 3 AM like a psychopath." He tosses me a wrench. "Now help me with this transmission before I lose my mind. And eat something — you look like a skeleton with anxiety."

I catch the wrench. Turn it over in my hands. The weight of it is solid, grounding — something I can hold, something that makes sense.

He's right. I know he's right.

But that night, when Nora comes home at eleven-thirty with grease on her shirt and her left sneaker flapping against the floor, I pull her into my arms and hold on too tight and she lets me, and neither of us says what we're both thinking.

Love is not math. But the bills don't care about love.

And two hundred and twelve dollars is a canyon I don't know how to cross.